Only 3 banks consistently profitable over the part 4 years

British Arab Commercial Bank Plc tops the latest Pre-Pax Profit Growth Table due to a leap back to the sort of figure that we would expect (£13,555,000 for 2012) against a relatively low base of £209,000 for 2011. Both Adam & Co Plc and United National Bank Ltd record growth of over 1000% for much the same reason.

It is therefore useful to look at the average for the last four years.

Although, once again, the growth for British Arab Commercial Bank Plc of 6385% for 2012 compared to 2011 has put it at the top of the 4 year average table, for two of the comparative years there has been a fall in profit.

There are only three banks that have shown an increase in profit each year over the past four years. they are
Vanquis Bank Ltd, ABC International Bank Plc and Standard Chartered Bank.

Most consistently profitable bank

Measured over the last 4 years there is only one bank that has increased pre-tax profit year on year.

It is:

Standard Chartered Bank. £4,109,000,000 to £6,769,000,000

Over the last 3 years there are six:

Ahli United Bank (UK) Plc. £3,675,000 to £50,881,000
Sainsbury's Bank Plc. £5,900,000 to £39,700,000
Vanquis Bank Ltd. £8,994,000 to £44,700,000
Zenith Bank (UK) Ltd. £1,999,421 to £5,104,963
Close Brothers Ltd. £53,300,000 to £140,200,000
ABC International Bank Plc. £9,886,000 to £20,547,000.

Fattest Cat

The fattest cat at present is a director of Standard Chartered Bank who, for the year to 31st December 2011, earned US$11,191,000. All in all, 25 banks paid their highest paid director more than £1,000,000.

The Fab Four

Of the 153 UK incorporated banks there are only four that have seen an increase in pre-tax profits - year on year - over the past 4 years.

They are:
Santander UK Plc
Smith & Williamson Investment Management Ltd
Standard Chartered Bank
Abbey National Treasury Services Plc

Remuneration of Chairman

This used to be a much more comprehensive League Table but now we only have 11 Chairmen's remuneration reported. The most generously remunerated is the Chairman of Standard Chartered Bank who received, for the year ended 31.12.07, US$4,575,000, converted to £2,334,183.67. 2nd comes Barclays Bank Plc with £751,000 for year ended 31.12.07 followed by:
3rd. The Royal Bank of Scotland Plc £671,000. 31.12.07
4th. Lloyds TSB Bank Plc £661,000. 31.12.07
5th. Alliance & Leicester Plc. £358,000. 31.12.07
6th. Northern Rock Plc. £286,000. 31.12.07
7th. Bradford & Bingley Plc. £265.000. 31.12.07
8th. Kexim Bank (UK) Ltd. £154,411. 31.12.07
9th. London Scottish Bank Plc. £76,205. 31.10.07
10th. Unity Trust Bank Plc. £33,000. 31.12.06
11th. ANZ Bank (Europe) Ltd. £15,000. 20.9.07