Vanquis Bank storming up the tables

With a return on capital of 43.70%, Vanquis Bank Ltd is positioned 4th in this table. Return on assets figure of 9.19% places it second. With a pre-tax profit growth of 91.85% it is positioned 13th; 25th in asset growth and 17th in capital growth. (Not surprising, therefore, that its highest paid director received £1,700,000 putting them 12th in that table). Lucky parent, Provident Financial Plc; unlucky Vanquis customers who pay a "representative 39.9% APR at present", a cash advance fee of 3% (minimum £3 - making taking out a tenner a 30% cost), and foreign currency transaction charge of 2.99%.